Calculator
State Savings Account – Yield Estimator
Estimate potential growth based on your deposit, term and AER. Update the rate to match the latest official figures.
Your inputs
Choose a State Savings product or use a custom term.
Auto-fills from product; you can edit.
Example only – replace with latest official rate.
Prize Bonds are prize-based; this is for “what-if”.
Enter 0% for tax-free options.
Your result
Final balance
€—
Total interest earned
€—
“Average Bank” final balance
€—
Difference
€—
| Year | Starting balance | Interest (gross) | Interest (net of tax) | Ending balance |
|---|
Net interest uses the optional tax setting above. Compounding frequency is applied within each year; table summarizes annually.
Illustrative calculations only. Rates shown are examples; confirm current terms and rates on the official provider site before making decisions.