🏆 Best Credit Cards Ireland 2025
Compare Ireland's top 15 credit cards with our interactive comparison tool. Find 0% APR, cashback, and rewards cards that match your spending habits.
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📊 Interactive Credit Card Comparison
| Credit Card | Rating | Annual Fee | APR | Best For | Key Benefits | Apply |
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❓ Frequently Asked Questions
What's the best credit card for beginners in Ireland?
The PTSB Ice Visa Credit Card and Bank of Ireland Student Credit Card are excellent for beginners, offering 0% introductory rates and no income requirements.
How do Irish credit card rewards compare to other countries?
Due to EU regulations capping transaction fees at 0.3%, Irish credit cards offer fewer rewards compared to US or UK cards. However, cards like AIB Platinum still offer up to €225 cashback annually.
What's the difference between APR and interest rate?
APR (Annual Percentage Rate) includes the interest rate plus additional fees, giving you the true cost of borrowing. The interest rate is just the cost of borrowing the principal amount.
Can I get a credit card with no income in Ireland?
Yes, several cards like the Bank of Ireland Student Credit Card and some AIB cards have no income requirements, though you'll need to demonstrate ability to repay.