Menu Close

Coins to Asset

Smart, Independent Money Insights

We put your interests first, simplify the complex, cutting through the financial jargon and giving you the tools to make confident decisions every time.

Your Money, Your Future — Explore the 12 Pillars

From everyday banking to advanced market research, start with a pillar and dive deeper.

Banking

Choose, manage, and optimise accounts—fees, features, safety, and switching made simple.

Learn more

Credit & Debt

Understand credit scores, loans, consolidation, and debt-payoff strategies.

Learn more

Investing

ETF basics to portfolio strategy—learn how to grow and protect wealth.

Learn more

Mortgages

First home to refinancing: rates, approvals, calculators, and lender comparisons.

Learn more

Retirement

Pensions, tax reliefs, and drawdown strategies for long-term security.

Learn more

Taxes

Clear guidance on allowances, filing, and optimisation by region.

Learn more

Insurance

Cover what matters—life, health, home, auto, and business policies.

Learn more

Budgeting & Saving

Practical budgets, automations, and high-yield savings strategies.

Learn more

Small Business & Side Hustle

Set-up, banking, funding, tax, and growth playbooks for SMEs & creators.

Learn more

Tools & Calculators

Interactive calculators, rate trackers, and comparison engines.

Learn more

Regional Finance

Ireland, UK & EU: local rules for banking, taxes, pensions and more.

Learn more

Market & Economic Research

Data-driven studies on rates, markets, and consumer behaviour.

Learn more

Tools Built Around You That Put Your Goals First

Explore Our Perspectives

Savings accounts compared
Savings optimisation · IE

Best Instant‑Access Savings Accounts (2025)

Aug 15, 2025

Live rates, fees and fine print compared across Ireland’s main banks.

Read more >
Compound interest calculator guide
Savings optimisation

Compound Interest Calculator — Guide

Aug 14, 2025

Understand compounding with examples, charts and a free calculator.

Read more >
Inflation impact on savings
Savings optimisation

How Inflation Eats Savings (and How to Fight Back)

Aug 13, 2025

Your deposits vs. inflation in 2025: the real return picture.

Read more >
High interest savings myths
Savings optimisation

High‑Interest Savings Myths — Debunked

Aug 12, 2025

APY vs. AER, teaser rates, and the small print that costs you.

Read more >
Daily vs monthly interest
Savings optimisation

Daily Interest vs Monthly Interest — Explained

Aug 11, 2025

How crediting frequency changes your annualised return.

Read more >
Tax on savings in Ireland
Savings optimisation · IE

Tax on Savings in Ireland (2025)

Aug 10, 2025

DIRT, exemptions and smart ways to shelter interest income.

Read more >
How to switch banks
Savings optimisation

How to Switch Banks in 20 Minutes

Aug 9, 2025

A practical checklist plus pitfalls to avoid when moving your cash.

Read more >
Top challenger banks
Savings optimisation · IE/UK

Top Challenger Banks for Savers (IE/UK)

Aug 8, 2025

Features, guarantees and who pays the best AER right now.

Read more >
Emergency fund setup
Savings optimisation

Emergency Fund Setup — 30‑Day Plan

Aug 7, 2025

Target amount, where to park it, and automation tactics.

Read more >
Case study switching accounts
Savings optimisation · IE

Case Study: Earn +€500/year by Switching Accounts

Aug 6, 2025

We moved an average Irish household from 0.01% to market‑leading rates.

Read more >

Market & Economic Research

Independent, data-driven insights for smarter financial choices.

2025 Report

Irish Household Budget Report 2025

Ireland • Annual • Updated Sep 2025

A deep dive into income, cost of living, savings and discretionary spend benchmarks by county, age, and household type.

Q3 2025

Quarterly Mortgage Market Tracker

Ireland • UK • US • Quarterly

Approval volumes, median LTV/LTI, rate cohorts and affordability splits, including fixed-to-variable rollover risk.

Study

ECB Interest Rate Impact Study

Euro Area • Quarterly

Impact on deposits, lending, housing, SME funding and sentiment. Includes scenarios and policy sensitivity analysis.

Stay ahead of the curve

Subscribe for updates when we publish new trackers and research reports.

Methodology & Sources: Household data from CSO, Eurostat, Revenue; mortgage data from BPFI, UKF, MBA; rates from ECB and central banks.
Own Your Personal Finance Journey

Subscribe To Get Articles In Your Email Box